Walk into INSTANT EQUITY with this waterfront pool home, priced BELOW RECENTLY APPRAISED VALUE! Situated on an OVERSIZED .31-ACRE CORNER LOT in the highly sought-after, resort-style community of MiraBay, this Key West-inspired home offers DIRECT ACCESS TO THE BAY via your PRIVATE DOCK on a SALTWATER CANAL--perfect for kayaking, paddleboarding, jet skiing, or taking a sunset cruise on the bay in your boat (up to 17 feet). The home has NO HISTORY OF FLOODING (to the seller's knowledge) and experienced NO FLOODING during either of the 2024 hurricanes. Plus, it comes with a LOW ASSUMABLE FLOOD INSURANCE POLICY at just $843/year--saving thousands compared to a new policy, which has been quoted at over $7,000 annually! Built by David Weekley Homes, this spacious 4-bedroom, 3.5-bath property features the desirable Manatee floorplan with a PRIVATE FIRST-FLOOR MASTER SUITE that opens directly to the screened pool and patio, a light-filled living room with soaring ceilings, a gas fireplace, built-in shelving, and a wall of French doors for seamless indoor-outdoor living. The kitchen opens to the main living areas and offers pool views, making it ideal for entertaining or relaxing at home. The property includes 2 LARGE SIDE YARDS and a FENCED-IN TURFED GARDEN AREA, perfect for pets, play, or gardening. Upstairs, you'll find three additional bedrooms, two full bathrooms, and a versatile loft space perfect for a playroom, office, or guest lounge. Recent updates include a NEW ROOF (2022), HVAC (2023), SOLAR PANELS (2024), fresh interior and exterior paint, updated bamboo flooring throughout the home, a remodeled pool bath, reverse osmosis system, and water softener--keeping maintenance low and energy bills affordable, with average monthly power bills of just $255. MiraBay's resort-style amenities include a clubhouse, 24-hour fitness center, two heated pools with a water slide, tennis, pickleball, and basketball courts, boat ramps, and kayak and paddleboard rentals, all for a LOW HOA FEE of just $157/year. The community is golf-cart-friendly, with easy access to MiraBay Village's dining, grocery store, dry cleaner, nail salon, and hair salon. Conveniently located minutes from the Apollo Beach Nature Preserve, Manatee Viewing Center, and popular local dining spots, the home also offers quick access to major highways, making downtown Tampa, St. Petersburg, and Gulf beaches an easy drive. Don't forget the PREFERRED LENDER INCENTIVE with a 1% closing cost credit or interest rate buy-down to make this exceptional deal even sweeter. CDD Tax is included in the Total Tax listed. Don't miss your chance to live the ultimate Florida lifestyle--schedule your private showing today!